Navi Personal Loan

We focus on your tomorrow.

Get paperless Personal Loan online up to Rs. 20 Lakhs through Navi Personal Loan App and repay in flexible tenure of up to 72 months. The interest rate for Navi Personal Loan starts from as low as 9.99% p.a. and the loan can be pre-closed at zero additional charges.

Following are the key Navi loan app details:

Minimum Loan Amount	Rs. 10,000
Maximum Loan Amount	Rs. 20 Lakhs
Tenure	3 to 72 months
Rate of Interest	9.99% to 36% p.a.
Processing Fee	3.99% to 6% of the loan amount
Collateral	Not required
Foreclosure Charges	Nil

Get Navi instant personal loan up to Rs. 20 Lakh online.
Processing fee is 3.99% to 6% (minimum Rs. 1,499 and maximum Rs. 7,499 + GST).
Get the money instantly transferred to your bank account on approval.
No bank statements or salary slips are required to apply for the loan.
The entire process for Navi instant loan is 100% paperless.
Minimal documentation required.
No printouts of documents are required.
Navi app loan interest rate is affordable and starts from 9.9% p.a.
Flexible tenure up to 72 months and flexible EMI options available.
Instant online eligibility check.
No security deposit or collateral required to obtain the loan.
Zero foreclosure charges levied on prepayment of the loan.
Navi instant personal loan reviews are available online for your satisfaction and trust.

Additional Info: Check Navi Personal Loan EMI Calculator.

Navi personal loan interest rates are fixed in nature and can vary from 9.99% to 36% per annum, depending on the loan amount, repayment tenure, and borrower’s eligibility. You will also be required to pay a processing fee of 3.99% to 6% (minimum Rs. 1,499 and maximum Rs. 7,499 + GST) along with the Navi interest rate.

Additional Info: Compare Personal Loan Interest Rate All Bank

Nationality: Must be an Indian citizen.
Occupation: You can either be salaried or self-employed
Age: The applicant should be aged between 18 and 65 years to avail the loan. The minimum age requirement can also be increased to 21, 23 or 25 years in some cases.
Credit score: The minimum credit score should be 650 or above to meet the Navi personal loan eligibility.
Location: Navi personal loan facility is currently available in select cities only, including:
- Andhra Pradesh: Visakhapatnam (Vizag), Ananthapur, Chittoor, Guntur, Krishna, East Godavari
- Bihar: Patna, Gaya
- Chandigarh
- Delhi NCR: New Delhi, Gurgaon, Noida, Greater Noida, Ghaziabad, Faridabad
- Gujarat: Ahmedabad, Vadodara, Valsad
- Haryana: Ambala, Karnal, Kurukshetra, Panchkula, Panipat
- Jharkhand: Ranchi
- Karnataka: Bangalore, Mysore, Udupi, Dharwad, Kolar, Hassan, Mandya
- Kerala: Ernakulam, Kollam, Kottayam, Thiruvananthapuram, Thrissur
- Madhya Pradesh: Indore
- Maharashtra: Mumbai, Navi Mumbai, Thane, Pune, Nagpur, Ahmed Nagar, Kolhapur, Aurangabad, Nashik, Satara
- Odisha: Bhubaneshwar, Cuttack
- Pondicherry
- Punjab: Amritsar, Ludhiana, Jalandhar, Mohali, Ropar, Bathinda, Fatehgarh Sahib
- Rajasthan: Jaipur, Udaipur, Ajmer, Alwar, Kota, Jhujhunu
- Tamil Nadu: Chennai, Tiruchirappalli, Erode, Madurai, Vellore, Salem
- Telangana: Hyderabad, Secunderabad, Mahabubnagar
- Uttar Pradesh: Ghaziabad, Noida, Lucknow, Jhansi
- Uttarakhand: Dehradun
- West Bengal: Kolkata, Hoogly, Howrah

Getting a personal loan from a loan app like Navi is extremely easy and quick. Here are the steps to be followed:
- Download and install the Navi app for loan on your smartphone from Google Play (for Android users) or App Store (for iOS users).
- Register with your mobile number.
- Fill in some basic details to check your personal loan eligibility.
- Select the required loan and EMI amount.
- Complete the KYC process with a Selfie, Aadhaar and PAN numbers.
- Enter the bank account details for online money transfer.
- Get instant money transferred from the Navi instant personal loan app to your bank account.