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L&T Finance Personal Loan

L&T Financial Services offers personal loan under the name of Consumer Loans. L&T Finance personal loan can be used for any immediate financial needs, including festivals, marriages, house renovation, education, medical expenses, etc. The application process is completely digital and easy. You can get up to Rs. 7 Lakhs as the loan amount at attractive interest rates for tenure up to 48 months. 

L&T Finance Personal Loan Details

The key details of L&T personal loan are mentioned below:

Loan amountRs. 50,000 to Rs. 7,00,000
Rate of interest Starting from 11% p.a.
Tenure 12 months to 48 months
Processing fee 1.75% to 2% of the loan amount
Age criteria23 to 58 years
PurposeEducation, home renovation, wedding, travel, medical or for general purposes.
L&T Finance Personal Loan Features

The features of L and T Finance personal loan are mentioned below in detail:

  • Loan amount: You can avail of a loan amount of as low as Rs. 50,000 and a maximum up to Rs. 7,00,000 from L&T Finance from L&T Finance personal loan app or website. 
  • Purposes: L and T personal loan is unsecured in nature and can be used for a variety of reasons such as education, home renovation, wedding, travel, medical emergency or general purposes.
  • Tenure of repayment: The repayment tenure for the loan ranges from 12 months to 48 months.
  • Rate of interest: L&T Finance personal loan interest rate starts from as low as 11% per annum.
  • Processing fee: A processing fee of 1.75% to 2% of the sanctioned loan amount will be applicable.
  • Eligible applicants: Salaried and self-employed professionals who are Indian citizens and have valid ID proof. 
  • Age criteria: If you want L&T Finance personal loan apply online after you turn 23 years old and before 58 years of age.
  • Benefits: Completely digital application process, fast disbursal, and no income proof documents required.

Additional Info: Check LoanBaba personal Loan & get loan upto Rs 15 Lakhs.

L&T Finance Personal Loan Interest Rate

The L&T Personal Loan Interest Rate starts from just 11% p.a. onwards. The applicable interest rate depends on various factors, including the borrower’s credit score, loan amount to be applied for, income and other eligibility criteria. Interest rates for the L & T Finance personal loan are fixed rates and charged on the reducing balance method. Apart from the interest rate, you will be required to a nominal processing fee of 1.75% to 2% of the loan amount when applying for the loan.

L&T Finance Personal Loan Documents Required

If you want L&T personal loan apply online with the following documents:

  • A valid ID proof
  • Aadhar Number 
  • PAN Number
  • Current address proof such as Aadhaar, Passport, Driving Licence, Voter ID, Electricity Bills, Water Bills,
  • Municipal/Property Tax Receipt, Mobile Postpaid Bill, National Population Certificate, or Job Card by NREGA.
  • Bank details
  • If you want up to Rs. 7 Lakhs L&T Finance personal loan online apply without any income proof.
How to Apply for L&T Personal Loan?

If you want to get L&T Finance personal loan apply online by following the easy steps as mentioned below:

  • Click on the link https://www.ltfs.com/companies/lnt-finance/consumer-loan.html for L&T personal loan login.
  • After L&T Finance personal loan login, fill up the online form by providing the following information:
    • First Name
    • Last Name
    • Email
    • Mobile Number
    • City
  • Check the check box for receiving communications, updates, alerts, notifications, information.

Click o the ‘Submit’ button to complete the L & T personal loan application process.

L&T Finance Personal Loan Statement

A personal loan important is important as it provides you with many crucial details about your loan. You can get L&T Financial loan statement by sending an email to the lender at customercare@ltfs.com. To get your L&T Finance personal loan statement via email, you will have to mention your loan account number in the email.

L&T Finance Personal Loan Customer Care Number

For any queries regarding L&T Finance loan products, you can contact at the following LT Finance customer care numbers:

  • L&T Finance Personal Loan customer care number or consumer loans customer care number: +91 7264888777
  • L&T Finance Two Wheeler Loan customer care number: +917264888777
  • Equipment Finance: +917264888777
  • Micro Loans: + 9118002587702
  • SME Finance: +91 9158004777
  • Housing/Real Estate Finance: +919158004777

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