Documents Required for Bank of Baroda Loan Against Property
The primary as well co applicants need to submit documents to establish their citizenship, income, identity, address, age and property ownership. Here is a summary of LAP documents required:
- Dully filled loan against property form with passport size photos of all applicants.
- Proof of Identity (any one): Aadhaar card, PAN card (mandatory), driving license and passport.
- Proof of residence: Driving license, passport, Voter ID, rent agreement and latest utility bill.
- Income: Salary slips for last three months, Form 16, business existence proof & bank statement for last 12 months (as applicable for profile).
- Proof of income through other sources such as rent receipts, pension statement etc.
- Proof of age: Birth certificate, LIC Policy, Employee ID and Domicile Certificate.
- Chain of property title deeds.
- Also check cibil score before applying for a loan against property. You can check cibil score by pan number online.