Loan against property or LAP is a mortgage or secured loan availed after pledging a property as collateral. The interest rate starts from 7.25% p.a to 8.00% p.a. You can avail of LAP up to 70% of property value for maximum of 15 years.
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Loan against property is a secured loan and eligibility criteria are easy to meet. You can apply for high-ticket LAPs for education, business or personal reasons and avail of financing
The interest rate for a loan against property starts from 7.25% p.a. You get a higher loan amount at affordable EMI. Unlike personal loans, property loans cost less and offer greater repayment.
A loan against property offers you maximum liquidity value for your property. You can avail of financing for up to 15 years. By choosing a long-tenure property loan, you get lower EMI