Looking for a home loan at reasonable interest rates? Opt for the Bandhan
Bank home loan through us at fastmudra. Read on to find out all about
the features and benefits of the Bandhan Bank loan and how to get a
competitive Bandhan Bank home loan interest rate starting from 7.80%.
Loan amount | Up to 90% of Property Value |
---|---|
Rate of interest | 7.80% – 12.90% |
Tenure | Up to 30 years |
Lowest EMI possible | Rs. 720 Per Lakh |
Processing fee | Up to 0.50% of the loan amount |
Foreclosure Charges | Nil for floating rates |
Penal Interest Rate | 2% per month |
Buying a home is the dream of all, irrespective of age, gender, and financial background. Everyone desires and has ideas for their dream home. However, buying or constructing a house can be quite expensive considering the market rates. It gets quite intimidating at times without a financial strategy to manage your finances. Home Loans are massive amounts that you have to repay along with an added interest rate during your selected tenure. Different banks offer different home loan schemes to customers for different interest rates.
Bandhan Bank is a different bank in India that is known for offering home loans at affordable interest rates. If you intend to apply for a Bandhan Bank home loan, make sure you go through all their terms, conditions, and criteria beforehand.
This article closely discusses all the Bandhan Bank home loan scheme details, including its features, eligibility criteria, and other necessary details that you need to keep in mind before playing for the loan.
Additional Info: How to get Pradhan Mantri Awas Yojana
Different banks have different features when it comes to home loans, and different kinds of home loans are offered by the leading banks in India. Some features of the Bandhan Bank home loan that you must keep in mind before selecting a scheme for yourself are listed below.
Additional Info: Looking for 10 Lakh Home Loan? Check EMI & Apply.
Some of the most beneficial aspects of the Bandhan Bank home loan include:
Additional Info: Also check SBI Home Loan EMI Calculator
Bandhan Bank offers several home loan schemes to customers. Bandhan Bank home loan interest rate differs from one scheme to the other based on the financial policies of the bank.
Go through the chart to compare and analyse different interest rates offered by the bank for different home loan schemes.
Scheme name | Interest Rate |
---|---|
Suraksha home loan scheme | 7.80%-12.90% |
Sajavat home loan scheme | 10.65%-13.15% |
Suvidha home loan | 10.15%-13.15% |
Su-awas home loan | 11.50%-13.50% |
Home loan interest rates can largely vary from one bank to the other. These are interest rates that are mostly applied to salaried people. For self-employed people, on average, an interest rate of around 12.90% is applied. The interest rate for Bandhan Bank housing loan differs based on the monthly income, credit score, other financial obligations, and other details.
Additional Info: You can also Check Banglarbhumi West Bengal Land Record
There are several documents that are required by month and bank for verification purposes before they grant you a home loan. Some important Home Loan Documents that you need to keep while applying for a Bandhan Bank home loan include:
Additional Info: Looking for 40 Lakh Home Loan? Check EMI & Apply.
It is important to go through the eligibility criteria of the bank before you apply for a home loan to determine whether or not you are eligible for the loan. Some of the most important points that you need to keep in mind are listed below.
Additional Info: Also Apply for Home Renovation Loan
When you apply for a Bandhan Bank home loan, several charges and fees are applied. Some of the most significant fees that you will have to pay are listed below:
Charges | Description |
---|---|
Log-in Fee | 3,500/- |
Administrative Fee | 0.25% to 2% based on your scheme |
Processing Fee | Up to 1% based on your scheme |
Prepayment charges on floating loans |
|
ROI Conversion charges | 0.50%-1.25% |
Cheque bonus charges | 500/- + GST |
CIC Charges for verification of the applicants’ financial documents | 150/- per head + GST |
Copy of property documents | 50/- + GST |
TCC Charges and search reports | 2000/- |
Additional Info: You can also Check AnyRoR Gujarat Land Record
Interest rates of Bandhan Bank, along with other banks,. differ based on the current repo rate. Before applying for a home loan, make sure you check out all the home loan schemes offered by the leading banks in India. It will help you go for the lowest interest rate along with checking whether you receive other tax benefits and rewards with the loan or not.
Bank Names | Interest Rates |
---|---|
Bandhan Bank | 7.80% |
ICICI Bank | 8.10% |
State Bank of India | 8.05% |
UCO Bank | 7.90% |
LIC Housing Finance | 7.99% |
Kotak Mahindra Bank | 7.99% |
HDFC Bank | 8.10% |
Canara Bank | 8.05% |
Bank of Baroda | 7.95% |
IDFC First Bank | 9.05% |
Union Bank of India | 7.90% |
Axis Bank | 8.10% |
DBS Bank | 7.55% |
Punjab National Bank | 7.90% |
It is important to calculate your EMI before applying for the Bandhan Bank home loan. In order to calculate your monthly EMI before applying for a loan, make sure you use the online EMI calculator. In order to calculate your EMI, the steps that you need to follow her mentioned below:
After selecting all this information properly, your result will appear on the screen. You can try different combinations to compare home loan schemes before making the final call.
Additional Info: Also check ICICI Home Loan EMI Calculator
In order to reach out to the customer care services of Bandhan Bank, dial their toll-free number- 18002588181, 03344099090 (paid).
You can also send an email to customercare@bandhanbank.com
Additional Info: SBI Home Loan Customer Care Number
fastmudra is India’s largest phygital loan distributor. With trust of 70 lakh customers, we assure hassle free access to the best Home Loans up to 10 crore for housing loan borrowers in India. Our service is 100% free. We use latest technology and AI to serve customers across the length & breadth of our diverse country. Check Eligibility & Apply.
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