Apply for Bajaj Finserv Home Loans up to Rs 5 crore at 7.70% p.a. onwards
for home purchase, construction or renovation needs. You can avail
customised housing finance for up to 90% of property value for extended
tenure of 30 years. By applying online you get instant in principal approval.
Other benefits are lowest EMI of Rs 713, flexible repayment and attractive
Bajaj Finserv home loan interest rates & processing fee
Here are the highlights of Bajaj Finserv Home Loan:
Loan amount | Up to 85% of the property cost |
Rate of interest | 7.70% onwards |
Tenure | Up to 30 years |
Lowest EMI possible | Rs. 713 Per Lakh |
Processing fee | Up to 1% of the loan amount + GST and other applicable statutory levies |
You can also Apply for 20 Lakh Home Loan
Following are the features of Bajaj Finserv Home Loan:
Additional Info: Check Banglarbhumi West Bengal Land Record located in West Bengal.
Bajaj Finserv offers home loan at attractive interest rates, starting from as low as 7.70% p.a. The attractive rate of interest makes your EMIs affordable and allows you to repay your loan conveniently.
Following are the current Bajaj Finserv Home Loan Interest Rates:
Type of Loan | Home Loan |
Type of Interest Rate | Floating |
Interest Rate for Salaried Applicants | 7.70% to 14% p.a. |
Interest Rate for Self-employed Applicants | 7.95% to 14% p.a. |
Home Loan Top-up Interest Rate | 8.65% to 15% p.a. for salaried and 8.85% to 15% for self-employed. |
Below are the points for Bajaj Finserv Home Loan Eligibility:
Additional Info: You can also avail Navi Home Loan
Processing Charges | Salaried Persons – Up to 0.80% Self-Employed Individuals – Up to 1.20% |
Loan Statement Charges | 50 |
Principal and Interest Statement Charges | NIL |
EMI Bounce Charges | 3000 |
Foreclosure Charges | Bajaj Finance calculates charges in the following manner |
On Term Loans | On Outstanding Principal |
Flexi Term Loan | On Current Drop Line Limit |
Flexi-Interest-Only Loans | On Sanctioned Limit |
Penal Interest | 2% per month+ Taxes |
Secure Fee | One-time fee up to 9,999 |
Also check AnyRoR Gujarat Land Record.
Bajaj Finance offers various kinds of Home Loans depending on the category of borrower, location of the property, and so on. Top products are:
Purpose: Bajaj Flexi Hybrid Home Loan is one of the popular housing products for funding a home purchase. You can use the funds to buy a new or owned house or apartment.
Additional Info: Also check DDA Housing Scheme
Lender | Maximum Loan Amount | Maximum Tenure | Interest Rate | Processing Fee |
---|---|---|---|---|
Bajaj Finserv Home Loan | Up to 85% of property | 30 years | 7.70% onwards | Up to 1% of the loan amount + GST and other applicable statutory levies |
ICICI Bank Home Loan | Up to 90% of property | 30 years | 8.10%-8.95% | 0.50% – 2% or Rs. 1,500 (Rs. 2,000 for Mumbai, Delhi & Bangalore), whichever is higher + GST |
SBI Home Loan | Up to 90% of property cost | 30 years | 8.05% – 9.05% | Up to 0.35% + applicable GST |
Axis Bank Home Loan | Rs. 5 Crores | 30 years | 8.10%-8.55% | Up to 1%, minimum Rs.10,000 |
HDFC Home Loan | Up to 90% of property cost | 30 years | 8.10%-9.00% | Up to 0.50% or Rs. 4,500 (whichever is higher) + applicable taxes |
You can also Apply for 20 Lakh Home Loan
Bajaj Finance provides home loans in the range of 75% to 85% of the property value. The margin depends on the Home Loan product chosen. The margins are higher in case of a loan against property.
Additional Info: Also check Sukanya Samriddhi Yojana
You can conveniently Calculate your EMI for Bajaj Finance Home Loan on fastmudra EMI Calculator. Enter the loan amount, loan tenure, and rate of interest to get your EMI.
Additional Info: Also check SBI Home Loan EMI Calculator
Bajaj Finserv is one of the member lending institutions authorised by the Government to offer Home Loans under the Pradhan Mantri Awas Yojana (PMAY). This program provides the benefit of interest subsidy to the different categories of borrowers. This subsidy is credited upfront to the loan account. This interest subsidy is available on the PMAY – Urban Home Loan Scheme only. As a result, the borrower has a lower interest burden and EMI.
Category of BorrowerIncome CriteriaLoan amount range eligible for the subsidyMaximum interest subsidy
Economically Weaker Section – EWS | Annual Income up to 3 Lakhs | 6 Lakhs | 6.5% subsidy with a maximum of 2.67 Lakhs |
Lower Income Group – LIG | More than 3 Lakhs and up to 6 Lakhs | 6 Lakhs | 6.5% subsidy with a maximum of 2.67 Lakhs |
Middle Income Group – MIG-I | More than 6 Lakhs and up to 12 Lakhs | 9 Lakhs | 4% subsidy with a maximum of 2.35 Lakhs |
Middle Income Group – MIG-II | More than 12 Lakhs and up to 18 Lakhs | 12 Lakhs | 3% subsidy with a maximum of 2.30 Lakhs |
Also Check: Cibil score required for home loan
Download the Bajaj Finance mobile app by sending SMS ‘APP’ to 9227564444
Email Bajaj Finance at wecare@bajajfinserv.in
For grievance redressal, email at grievanceredressalream@bajajfinserv.in
Give a call between 9.30 am to 5.30 pm from Monday to Friday on 020-71177266
For escalating requests, email to customerexperiencehead@bajajfinserv.in
For all queries, call 020-39575152
Corporate Office
4th Floor, Bajaj Finserv Corporate Office
Off Pune-Ahmednagar Road, Viman Nagar, Pune 411014
Ph No 020-30405060
Fax 020-30405020
fastmudra is India’s largest phygital loan distributor. With trust of 70 lakh customers, we assure hassle free access to the best Home Loans up to 10 crore for housing loan borrowers in India. Our service is 100% free. We use latest technology and AI to serve customers across the length & breadth of our diverse country. Check Eligibility & Apply.
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