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Gold Loan
Get Oro Gold Loan against gold ornaments with minimal documentation.
You can avail up to 75% of the pledged gold value at an interest rate of 9.48%
p.a. onwards for tenure up to 6 months. The loan can be prepaid without any
additional charges.
Oro App

Oro is a platform that helps gold owners unlock the potential of their gold instantly. Oro connects financial institutions with gold users to provide gold loans at the lowest cost. Currently, Oro is operating in Namma Chennai, Bangalore, Hyderabad and Pune only.

Oro Gold Loan Interest rates

Oro gold loan interest rates are fixed and can range from 0.79% per month to 1.39% per month. You get assured cashback on interest payment for Oro gold loan. Oro lets you pay whenever you like and close the loan account whenever you want.

Benefits of Oro Gold Loan
  • Get tension free instant gold loan at your doorstep.
  • Oro provides the highest per gram gold rate and low rates of interest. 
  • Fixed interest rate starting from just 0.79% per month.
  • You can pay whenever you like and close the loan account whenever you want.
  • Get assured cashback on payment. 
  • No compounding, foreclosure, and processing charges involved.
  • The loan is processed instantly.
  • Your jewellery is stored safely at the nearest Federal Bank branch lockers. 
  • The pledged jewellery is insured at every step with the New India Assurance Co.
How to get an Oro Gold Lon?
  1. The gold loan application process at Oro is simple and hassle-free, and takes just 30 minutes.To get an Oro gold loan, follow the steps mentioned below: 
  2. Download the Oro app from the Google Play Store or Apple App Store. 
  3. Request a visit at your preferred time and location. 
  4. Oro’s team will get in touch with you for confirmation of your details. 
  5. Oro’s agent will arrive at your doorstep on preferred time to process your loan. 
  6. Submit the documents for KYC verification to process the loan. 
  7. The agent will then conduct the appraisal process and will explain Oro’s offerings to you. 
  8. On your confirmation, the approved loan amount is instantly transferred to your account. 
Eligibility Required for Oro Gold Loan
  •       The applicant must be aged at least 18 years. 
    • The applicant must be residing in India. 
    • The applicant must provide the required KYC documents.
    • Only gold ornaments can be mortgaged to avail of Oro gold loan. 
    • The gold ornament to be pledged should be 18k to 22k in terms of purity.
Document Required for Oro Gold Loan
  •         The borrower will be required to submit  following documents for KYC verification:
      • ID proof, such as PAN card, passport, etc.
      • Address proof, such as driver’s license, Aadhar card, etc.
Contact Oro Gold Loan
    • You can call or Whatsapp Oro’s loan experts anytime on the number mentioned below:


      You can also visit at the following address:

      Orocorp Technologies Private Limited

      12/1, Varadappan Street, West Mambalam,

      Chennai 600033


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