Other Loan Products offered By HDFC Bank
HDFC Bank offers different types of loan products including:
- Personal Loan
- Loan against Property
- Business Loan
The features and benefits of the gold loan are mentioned below:
Additional Reading: How to get loans for bad credit?
A loan is approved only after the borrower fulfils the eligibility criteria. An eligibility criterion is based on certain factors. Gold Loan eligibility for HDFC Bank is mentioned below:
Additional Reading: Credit rating agencies in India
The following documents are required for applying for a gold loan with HDFC Bank:
Note: Gold Loan cannot be availed for purchasing gold coins, jewellery, land and other speculative things. It could be used for agricultural, business and personal purposes.
Different kinds of fees are charged by HDFC Bank that is mentioned below:
| Fees type | Percentage |
| Processing Fee | Up to 1% of loan amount |
| Gold Loan Foreclosure Charges | 1% of the loan amount if it is closed within 6 months |
| Pre-payment Charges | Up to 1% |
Additional Reading: Cibil score check free online by pan number
HDFC Bank offers different types of loan products including:
Get Kotak Mahindra Bank Business Loan up to Rs. 2 Crore online at interest rate starting from 16% p.a.
