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Can fin Home Loan EMI Calculator

Use Can Fin Loan EMI Calculator for instant calculation of your loan EMI amount based on inputs like required loan amount, tenure of loan repayment and rate of interest. It is an online tool that helps you plan your loan payments and expenses in advance.

How to Use Can Fin Home Loan EMI Calculator?

Follow the steps given below to calculate home loan EMI using Can Fin Home loan EMI calculator:

  • Visit https://www.canfinhomes.com/ and click on ‘Calculators’.
  • Choose ‘EMI’ under ‘Calculators’.
  • Click on ‘EMI Calculator’ option.
  • Select the loan amount required, repayment term required (in months), and interest rate.
  • The EMI amount will be displayed on the screen along with total interest payable and total payment. 
  • The calculator also displays complete amortization schedule of your loan payment.

Additional Info: Looking for 1 Crore Home Loan? Check EMI & Apply

Can Fin Home Loan Interest Calculator Formula

Can Fin Home loan interest rate calculator Calculates the Home Loan EMI using the following formula:

P x R x (1+R)^N / [(1+R)^N-1] 


  • P = Principal loan amount
  • N = Loan tenure in months
  • R = Rate of interest

Additional Info: Looking for 50 Lakh Home Loan? Check EMI & Apply

Benefits of Can Fin Home Loan EMI Calculator
  • Using the calculator you can calculate Can Fin Home loan EMI instantly.
  • It displays an indicative amortisation schedule at a given rate of interest. 
  • The tool is 100% accurate.
  • You can calculate various EMIs with combinations of different loan amount, rate of interest, and tenure.
  • Using the calculator helps you in deciding the right EMI amount that suits your budget.
  • You can determine the comfortable tenure for loan repayment.

Additional Info: Also check SBI Home Loan EMI Calculator

Why should you use Can Fin Home Loan EMI Calculator?
  • EMI calculation at different tenures: You can calculate home loan EMI for different tenures to determine a tenure that suits you.
  • Home loan EMI comparison: You can compare different EMIs to come at a particular Can Fin Home Loan EMI that suits your budget.
  • Detailed amortization schedule: The EMI calculator provides the complete loan repayment amortization schedule in table format to help you understand the loan repayment process in a better way.

Additional Info: Looking for 30 Lakh Home Loan? Check EMI & Apply.

Can Fin Home Loan EMI Calculator to Estimate the EMI That Fits Your Budget

You can enter multiple combinations of the loan amount, Home Loan Interest Rate and tenure in the calculator. Doing this will provide you with different EMI results, based on which you can search for the available options of lenders who provide EMI options suitable to your budget. 

Following are some ways of using the Can Fin home loan EMI calculator to plan out your EMI payments: 

  • Prepayment: The tool helps you to check how much you can save on prepayment of your housing loan before the tenure ends. Prepayment is a smart way to reduce your home loan EMIs.
  • Extending tenure: You can also reduce your home loan EMIs by extending your loan repayment tenure. Using the Can Fin EMI calculator, you can increase the tenure until your reach at an EMI amount that suits your budget.
  • Opting for variable interest rate: You can also choose a floating interest rate over a fixed rate to reduce your EMI payments. Use the EMI calculator to see the EMI on a fixed-rate loan and compare it with a floating rate of the interest-based loan.

Additional Info: Looking for 40 Lakh Home Loan? Check EMI & Apply.

Can Fin Home Loan EMI Calculation

Here is an example of a home loan EMI calculator using the Can Fin Home loan EMI calculator:

Loan amount required: Rs. 10 Lakhs

Rate of interest: 8.25%

Repayment tenure: 30 years

Following is the output you get is you enter the above details in th calculator: 

Additional Info: Looking for 75 Lakh Home Loan? Check EMI & Apply

Monthly Payment (EMI): Rs. 75,127

Total Interest Payable: Rs. 17,045,598

Total Payment (Principal + Interest): Rs. 27,045,598

The Can Fin EMI calculator will also provide the amortization schedule chart as mentioned below:

YearOutstanding LoanPrincipalInterestEMI
2022Rs. 10000000Rs. 52260.59Rs. 548755.41Rs. 601016
2023Rs. 9947739.41Rs. 83963.23Rs. 817560.77Rs. 901524
2024Rs. 9863776.18Rs. 91158.24Rs. 810365.76Rs. 901524
2025Rs. 9772617.94Rs. 98969.78Rs. 802554.22Rs. 901524
2026Rs. 9673648.16Rs. 107450.71Rs. 794073.29Rs. 901524
2027Rs. 9566197.45Rs. 116658.39Rs. 784865.61Rs. 901524
2028Rs. 9449539.06Rs. 126655.08Rs. 774868.92Rs. 901524
2029Rs. 9322883.98Rs. 137508.41Rs. 764015.59Rs. 901524
2030Rs. 9185375.57Rs. 149291.82Rs. 752232.18Rs. 901524
2031Rs. 9036083.75Rs. 162084.96Rs. 739439.04Rs. 901524
2032Rs. 8873998.79Rs. 175974.35Rs. 725549.65Rs. 901524
2033Rs. 8698024.44Rs. 191053.97Rs. 710470.03Rs. 901524
2034Rs. 8506970.47Rs. 207425.80Rs. 694098.20Rs. 901524
2035Rs. 8299544.67Rs. 225200.57Rs. 676323.43Rs. 901524
2036Rs. 8074344.10Rs. 244498.49Rs. 657025.51Rs. 901524
2037Rs. 7829845.61Rs. 265450.06Rs. 636073.94Rs. 901524
2038Rs. 7564395.55Rs. 288197.06Rs. 613326.94Rs. 901524
2039Rs. 7276198.49Rs. 312893.29Rs. 588630.71Rs. 901524
2040Rs. 6963305.20Rs. 339705.77Rs. 561818.23Rs. 901524
2041Rs. 6623599.43Rs. 368815.87Rs. 532708.13Rs. 901524
2042Rs. 6254783.56Rs. 400420.50Rs. 501103.50Rs. 901524
2043Rs. 5854363.06Rs. 434733.40Rs. 466790.60Rs. 901524
2044Rs. 5419629.66Rs. 471986.66Rs. 429537.34Rs. 901524
2045Rs. 4947643.00Rs. 512432.19Rs. 389091.81Rs. 901524
2046Rs. 4435210.81Rs. 556343.59Rs. 345180.41Rs. 901524
2047Rs. 3878867.22Rs. 604017.88Rs. 297506.12Rs. 901524
2048Rs. 3274849.34Rs. 655777.46Rs. 245746.54Rs. 901524
2049Rs. 2619071.88Rs. 711972.43Rs. 189551.57Rs. 901524
2050Rs. 1907099.45Rs. 772982.88Rs. 128541.12Rs. 901524
2051Rs. 1134116.57Rs. 839221.42Rs. 62302.58Rs. 901524
2052Rs. 294895.15Rs. 295427.59Rs. 5080.41Rs. 300508

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