With YES Prosperity Rewards Plus Credit Card, earn extra reward points on all your transactions and redeem them against attractive merchandise. You can also avail YES Prosperity Rewards credit card against Fixed Deposit of Rs. 30,000 and above. This card comes with a joining and annual fees of Rs. 399 + GST which is reversed on achieving the specified spending milestone.
Following are the key highlights of YES Rewards credit card:
| Joining fee | Rs. 399 + GST |
| Annual fee | Rs. 399 + GST |
| Benefits | Accelerated reward points on select purchases, 12000 bonus reward points, fuel surcharge waiver, insurance cover, etc. |
| Rewards | 2 reward points on spending every Rs. 200 on select categories & 4 on all categories. |
| Age | 21 to 60 years |
| Foreign currency transaction fee | 3.40% |
Also Check: Minimum Cibil score for credit card
Following are the main features and benefits of YES Bank Reward Plus credit card:
Rewards
Insurance Cover
Fuel Surcharge Waiver
Secure Transactions
Instant EMI
Fees
Joining fee: Rs. 399 + GST. Reversed on spending Rs. 10,000 within 90 days of card set up.
Annual fee: Rs. 399 + GST. YES Bank credit card annual charges can be reversed on spending Rs. 50,000 within 12 months prior to the renewal.
Interest on revolving credit, cash advances & overdue amount: 3.5% p.m (42% p.a) for unsecured cards and 3% p.m (36% p.a) for credit cards against Fixed Deposit.
Preferential foreign currency markup: 3.40%.
Interest rate for Instant EMI: 12% p.a to 15% p.a.
Also Check: Pan card cibil score
Below are the eligibility criteria for YES Prosperity Rewards Plus credit card:
The applicant must be aged minimum 21 years to maximum 60 years to apply for YES Rewards Plus credit card.
The applicant can be a salaried employee or self-employed individual.
Minimum net monthly income requirement is Rs. 35,000 or Income Tax Return of Rs. 5 Lakhs & above.
YES Prosperity Rewards Plus Credit Card can also be availed against Fixed Deposit of Rs. 30,000 and above
You will need the following documents to apply for YES Bank prosperity credit card:
Follow the link for: CIBIL Check Free
You can apply for the YES Bank Prosperity Reward Plus card online through YES Bank’s website or fastmudra with the following steps:
