If you are in need of a good credit card to meet your everyday requirements opt for the Kotak Mahindra Bank Credit Card.The bank offers close to 20 great options. Read on to find out more about the reward points, offers, discounts and deals you can enjoy on your Kotak Mahindra Bank Credit Card before you take your pick.
The following are the types of Kotak Mahindra Bank Credit Card.
Additional Reading: What is credit score?
The benefits of Kotak Mahindra Bank Credit Card are as mentioned below:
The detailed features of Kotak Mahindra Bank Credit Card are as detailed in the table below.
The Royal Signature Credit card benefits mention below:
The Urbane Gold Credit Card benefits mention below:
The League Platinum Credit Card benefits mention below:
The table below shows the details of the rewards of Kotak Mahindra Bank Credit Cards
|Name of the card||Rewards||Special Rewards|
|Royal Signature Credit Card||
|Urbane Gold Credit Card||
|PVR Gold Credit Card||
||No special rewards.|
|League Platinum Credit Card||
|Privy League Signature Credit Card||
|PVR Platinum Credit Card||
|No special rewards|
|Essentia Platinum Credit Card||
|Aqua Gold Credit Card||
|Fortune Gold Credit Card||
in a year.
|Delight Platinum Credit Card||
|Solaris Platinum Credit Card||
|Privy League Signature Credit Card||
|Silk Inspire Credit Card||
|Corporate Wealth Signature Credit Card||
|NRI Royale Signature Credit Card||
|Corporate Platinum Credit Card||
|Feast Gold Credit Card||
|Corporate Gold Credit Card||
The card fee details of Kotak Mahindra Bank Credit Card is as given below:
|Name of the card||Joining Fee||Annual Fee|
|Royal Signature Credit Card||Nil||999/- (waived on annual spends of 1/- lakh|
|Urbane Gold Credit Card||Nil||199/- (waiver permitted on annual spends of 15000/-)|
|PVR Gold Credit Card||Nil||499/-|
|League Platinum Credit Card||500/-||499/- (waived on annual retail spends of 50000/- in a year)|
|Wealth Management Infinite Credit Card||Nil||Nil|
|Privy League Signature Credit Card||Nil||Nil|
|PVR Platinum Credit Card||Nil||999/-|
|Essentia Platinum Credit Card||1499/-||749/-|
|Aqua Gold Credit Card||Nil||Nil|
|Fortune Gold Credit Card||Nil||Nil|
|Delight Platinum Credit Card||1999/-||299/-|
|Solaris Platinum Credit Card||500/-||500/- (waived on annual spends of 75000/-)|
|Privy League Signature Credit Card||Nil||2500/-(waived on maintaining Insignia Banking Relationship or on annual spends of 5.00 lakhs the previous year)|
|Best Price Credit Card||Nil||Nil|
|Silk Inspire Credit Card||599/-||599/- (waived on annual spends of 125000/-)|
|Corporate Wealth Signature Credit Card||Nil||Nil|
|NRI Royale Signature Credit Card||Nil||1000/-|
|Corporate Platinum Credit Card||Nil||999/-|
|Feast Gold Credit Card||Nil||499/-|
|Corporate Gold Credit Card|
|Add-on Card||299/- per add-on card|
The charges details of Kotak Mahindra Bank Credit Card are as given below:
|Name of the Charge||Amount|
|Interest on the outstanding balance of the card||Up to 3.5% p.m.|
|Cash withdrawal/cash advance/funds transfer charges||300/- for every 10,000/-|
|Charges for drawings above the limit||500/-|
|Cheque bounce charges||500/- per instance|
|Foreign currency mark-up fee||Up to 3.5%|
|Charges for cash payment at branches||100/-|
|Card replacement charges||100/-|
|Copy of Cibil report||50/-|
Additional Reading: How to read cibil report?
Steps to Apply for the Card through the Banks Official Website
If you are a new customer you have to follow the following steps to apply for the card online.
If you are an existing customer you will have to follow the following steps:
Steps to apply for the Credit Card through MyMoneyMantra
You should make use of the digital platform provided by MyMoneyMantra for applying for the card.
To apply for the card off -line you have to visit the nearest Kotak Mahindra Bank branches and apply for the credit card by submitting the relevant documents.
The following are the criteria that have to be complied with to qualify for Kotak Mahindra Credit Card.
Additional Reading: Check minimum cibil score for credit card
The following documents are required for Kotak Mahindra Bank Credit Card.
Additional Reading: How to increase cibil score fast?
The credit card bill payment can be made in the following ways:
Additional Reading: Top credit rating agencies in India
You can contact the Customer Care Helpline for any queries on Credit Card by calling the following numbers:
Vistara Credit Card
Annual Fee: ₹ 1500
Joining Fee: ₹ 1500
Int Rates : 10.25% – 21%
Max Tenure : 5
Loan Amt : ₹ 50,000.00
Lowest EMI : ₹ 2,137.00