Citi Rewards Credit Card

We focus on your tomorrow.

As the name suggests Citi Rewards Credit Card offers rewards on every shopping you do with the card. With attractive accelerated rewards, bonus rewards and welcome rewards, this card is the best deal for customers looking for a rewards credit card.

Following are some important details of the Citibank Rewards credit card:

Features	Details
Type of card	Rewards
Joining fee	Nil
Annual fee	Rs. 1,000 + GST
Age	18 to 70 years
Foreign currency transaction	3.5%

The Citi Rewards credit card charges are mentioned below in detail:

Joining fee: Nil.
Annual & joining fee: Citi Rewards credit card annual fee is Rs. 1,000 + GST. The fee is waived off on spending Rs. 30,000 or more on the card.
Cash advance fee: 2.5% on the billed withdrawn amount, minimum Rs. 500.
Late payment charges: Up to Rs. 1,300.
Over credit limit charge: 2.5% of the amount over the credit limit, minimum Rs. 500.
Returned payment charge: Rs. 500 per returned Cheque/ ECS/ ACH/ SI bounce payment.
Fuel transaction charge: 1% of fuel transaction charge (or surcharge) + GST. Reversed at authorized IndianOil Corporation outlets for transactions above Rs. 10.
Railway ticket booking surcharge: 1.8% of the transaction value.
Reissuance of lost/ stolen/ damaged card: Nil.
Foreign currency transaction: Citibank credit card charges foreign currency transaction charges of 3.5%.
Cash deposit at Citi branches: Rs. 250 per deposit.

Following are the Citi Rewards credit card benefits and features:

Welcome Gift

Get up to 2500 welcome reward points as a welcome gift with your Citibank Rewards card.

Accelerated Rewards

Citibank Rewards card offers 10 reward points on spending every Rs.125 on apparel and department stores (online and in-store).
Get 1 reward point on spending Rs. 125 on all other spends on the Citi Rewards card.

Bonus Rewards

Get 300 bonus points on the purchase of Rs. 30,000 or more in a month with Citi bank Rewards credit card.

Evergreen Reward Points

Reward points earned with your Citibank Rewards card never expire. You can redeem them whenever you wish to.
Citibank reward points can be redeemed instantly via SMS against purchases at leading brands.

Citi FlexiBill

Convert your credit card outstanding balance into 6 to 48 instalments with Citi FlexiBill.

The minimum amount should be Rs. 2,500 for availing this Citibank Rewards card benefits.
EMI payment options start from as low as Rs. 74 per month.

You have to meet the following eligibility criteria to apply for a Citi Rewards card:

The applicant should be aged between 18 to 70 years.
The applicant must be a resident of India.

Following is the Citi Reward card documents requirement:

Documents required for salaried applicants

Identity proof: Valid Passport issued by Government of India, Driving License, Aadhaar Card/ E-aadhaar, Voter’s ID Card, or Job Card issued by NREGA (duly signed by an officer of the State Government).
Address proof: Valid Passport issued by the Government of India, Driving License, Aadhaar Card/ E-aadhaar, Voter’s ID Card, or Job Card issued by NREGA (duly signed by an officer of the State Government).
Income proof: Latest 2 salary slips.

Documents required for self-employed applicants

Identity proof: Valid Passport issued by Government of India, Driving License, Aadhaar Card/ E-aadhaar, or Voter’s ID Card.
Address proof: Valid Passport issued by the Government of India, Driving License, Aadhaar Card/ E-aadhaar, or Voter’s ID Card.
Income proof: Latest year ITR with audited financials & computation of income.

Following are the Citibank credit card reward points you can earn with Citi Rewards credit card:

Up to 2500 welcome reward points as a welcome gift under Citibank Rewards credit card benefits.
10 reward points on spending every Rs.125 on apparel and department stores (online and in-store).
1 reward point on spending Rs. 125 on all other spendings.
300 bonus Citi rewards points on the purchase of Rs. 30,000 or more in a month.
Citibank Rewards credit card offers evergreen reward points, which means reward points earned with your Citibank Rewards credit card never expire. You can redeem them whenever you wish to.
Citibank reward points can be redeemed instantly via SMS against purchases at leading brands.

One of the various Citibank credit card benefits includes an online application. You can apply for the card online through our website by following the steps mentioned below:

Click on the ‘Credit Cards’ tab on the homepage of our website.
Enter all the required details, such as your name, mobile number, email id, employment information, income details, etc.
Verify your mobile number by typing the OTP received on your number.
You will receive a call from our credit card expert soon to help you complete the credit card application process.

View and improve your credit score - for free.

Trending Offers

Annual Fee: ₹ 1500

Joining Fee: ₹ 1500

Annual Fee: ₹ 1000

Joining Fee: ₹ 1000

Save more on: Cashback

Annual Fee: ₹ 0

Joining Fee: ₹ 9999

Int Rates : 10.25% – 21%

Max Tenure : 5

Loan Amt : ₹ 50,000.00

Lowest EMI : ₹ 2,137.00

Financial Tools

From Our Blog

The Best Personal Loans for Salaried Professionals in India

Looking for a credit card? Compare the best offers and find the right card for you!

Details of the Rs. 64,180 PM Aatmnirbhar Swasth Bharat Yojana investment