Citi Cash Back Credit Card

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Citi Cash Back Credit Card makes your every transaction rewarding with attractive cashback, savings, benefits worth Rs. 3,600 in the first year, and many other rewards all year long. The best part is that the unredeemed cashback is evergreen and never expires. You can redeem it whenever you want.

Following are the fees and charges associated with the Citi Cashback card:

Joining fee: Rs. 500
Annual fee: Rs. 500
Interest rate: Ranges between 37.20% and 42.00% per annum, depending on card spends, credit limit utilization, repayment patterns, etc.
Cash advance fees: 2.5% of the billed amount withdrawn, minimum Rs. 500.
Late payment charges: Varies from nil to Rs. 1,300, depending on the due statement balance.
Over credit limit charge: 2.5% of the amount over the credit limit (excluding fees, charges and taxes), subject to a minimum of Rs. 500.
Returned payment charge: Rs. 500 per Cheque/ ECS/ ACH/ SI bounce.
Fuel transaction charge: 1% fuel transaction charge (or surcharge) + GST. This is reversed at authorized IndianOil Corporation outlets only for transactions above Rs. 10.
Railway ticket booking surcharge: 1.8% of the transaction value.
Foreign currency transactions: 3.5% mark-up.
Cash deposit at Citi branches: Rs. 250 per deposit.

NOTE: Goods and Services Tax (GST) as notified by the Government of India is applicable on all the fees, interest and other charges and is subject to change

Following are the Citibank Cashback credit card benefits and features in detail:

Cashback

5% cash back on telephone and utility bill payments.
5% cash back on movie ticket purchases.
5% cash back on utility bill payments through Citibank Online Bill Pay.
0.5% cash back on all other spendings.
Cashback is auto-credited to your statement in multiples of Rs. 500 and redemption can be made in multiples of Rs. 500.
Your unredeemed cash back never expires.

Joining & Annual Benefits

Get Citibank Cash Back credit card benefits worth Rs. 3,600 in the first year.
Apply for a Citibank credit card and get Rs. 5,000 vouchers of leading brands like Amazon, Myntra, Flipkart, etc.

Discounts & Offers

10% of Reliance Digital.
Flat Rs. 300 off for all orders of above Rs. 999 on Bombay Shaving Company.
Extra 20% off on The Man Company (excluding body perfumes).
Flat 20% off on all Beardo products.
Spruce Shave Club: Flat 30% Off on all orders above INR 499/-
Get flat Rs. 300 off on purchase of Rs. 2,000 on NOW..
Flat Rs.350 off on New Tata Play connection.
15% discount on Math and Coding Classes on Cuemath
Up to 15% off on Samsung.
The above offers are valid till 30th September 2022.
Apart from the above offers you also get various other attractive deals on Citibank Cash Back credit card. Visit https://citi.poshvine.com/?eOffercode=INCITIPOS for more offers.
Visit https://www.online.citibank.co.in/credit-card/offers?eOfferCode=INCITICRDOFRS for the latest offers.

Citi Quick Cash

Avail instant loan with the Citi Quick Cash facility.
This loan is offered at a 0% processing fee.
Interest rate for instant personal loan starts at 9.99% p.a.

Citi PayLite

Convert your shopping bills above Rs. 2,500 made through the card into affordable EMIs.
You can convert up to 10 eligible transactions.
You can avail up to 48 EMIs for payment on your Citi credit card.

Citi Referral Program

Refer your friends and family members and earn up to Rs. 9,999 cashback.

Dining

Up to 20% savings across participating restaurants.

Following are the documents required to apply for the Citibank Cash Back card:

Documents required for salaried applicants

Identity proof: Valid Passport issued by the Government of India, Proof of Possession of Aadhaar number (via Aadhaar Card/ E-aadhaar), Voter’s ID Card, Valid Driving License, Job Card issued by NREGA (duly signed by a State Government officer).
Address proof: Valid Passport issued by the Government of India, Proof of Possession of Aadhaar number (via Aadhaar Card/ E-aadhaar), Voter’s ID Card, Valid Driving License, Job Card issued by NREGA (duly signed by a State Government officer).
Income proof: Latest 2 salary slips.

Documents required for non-salaried applicants

Identity proof: Valid Passport issued by the Government of India, Proof of Possession of Aadhaar number (via Aadhaar Card/ E-aadhaar), Voter’s ID Card, Valid Driving License, Job Card issued by NREGA (duly signed by a State Government officer).
Address proof: Valid Passport issued by the Government of India, Proof of Possession of Aadhaar number (via Aadhaar Card/ E-aadhaar), Voter’s ID Card, Valid Driving License, Job Card issued by NREGA (duly signed by a State Government officer).
Income proof: Latest year’s Income Tax Return along with audited financials and computation of income.

You must meet the following eligibility criteria to get a Citibank Credit Card:

You must be aged above 18 years of age.
You must be an Indian citizen.
You should have a good credit history and credit score.
You must have a stable source of income.

You can apply for Citi Cash Back Credit Card online through the bank’s website or offline by visiting the nearby branch. Alternatively, you can also apply for the card online through our website by following the below steps:

Click on the ‘Credit Cards’ tab given on the homepage of our website.
Enter all the necessary details like your name, mobile number, email id, employment information, income, etc.
Verify your mobile number by entering the OTP received on your number.
You will receive a call from one of our credit card experts soon to help you complete the credit card application process.

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Annual Fee: ₹ 1500

Joining Fee: ₹ 1500

Annual Fee: ₹ 1000

Joining Fee: ₹ 1000

Save more on: Cashback

Annual Fee: ₹ 0

Joining Fee: ₹ 9999

Int Rates : 10.25% – 21%

Max Tenure : 5

Loan Amt : ₹ 50,000.00

Lowest EMI : ₹ 2,137.00

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