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Axis Bank Credit Card

Axis Bank Credit Cards have a huge variety to suit your own needs. Apply now to get cashback, amazing offers, exciting rewards, welcome benefits, complimentary services, airport lounge access, and various credit card other benefits.

Top 10 Axis Bank Credit Cards
Card Name Annual Fee Best For
IndianOil Axis Bank Credit Card Rs. 500+ GST Fuel & Entertainment
Axis Bank MY Zone Credit Card Rs. 500+ GST Lifestyle & Entertainment
Flipkart Axis Bank Card Rs. 500+ GST Shopping & Cashback
Axis Bank Select Credit Card Rs. 3,000 + GST Shopping, Travel & Lifestyle
Axis Bank Neo Credit Card Rs. 250+ GST Shopping & Lifestyle
Axis Bank Vistara Credit Card Rs. 1,500 + GST Travel & Lifestyle
Axis Bank Privilege Card Rs.1500 + GST Rewards & Lifestyle
Axis Bank AURA Credit Card Rs. 749 + GST Health & Wellness
Axis Bank Vistara Infinite Credit Card Rs. 10,000+GST Travel & Lifestyle
MY ZONE EASY Credit Card Rs.500+GST Lifestyle & Entertainment
Benefits
Following are some attractive benefits of Axis Bank Credit Card:
  • Global acceptance: The card is accepted worldwide by innumerable merchant establishments.
  • Revolving facility: A revolving facility for payment of Credit Card dues is available wherein you will have to pay a minimum stipulated amount and the balance can be carried over for an interest.
  • EMI facility: A facility to convert purchases over Rs. 2,500 to EMIs is available.
  • Global assistance: Emergency global assistance for immediate replacement of the lost card and also for providing cash advance while overseas, in the event of loss of the card is available.
  • Reward programme: Numerous reward points that can be redeemed for attractive vouchers and gifts.
  • Insurance: An insurance cover up to Rs. 25 Lakhs in the event of an air accident, is available
  • Card Protection Plan: Up to Rs. 1 Lakh.
  • Insurance cover: An insurance cover for loss of travel documents and baggage loss, delay in check-in bag arrival, etc. is available while on travel.
  • Credit limit: The credit limit of the card is decided based on the monthly income, credit score, and the pattern of spending.
  • Interest-free period: An interest-free period up to 50 days is available and also a grace period is provided by the bank for paying the dues beyond the due date, without any extra charges on select cards.
  • Income criteria: No minimum criteria for certain categories of cards since credit limit is fixed against Fixed Deposits.
  • Documentation: Hassle-free documentation since it requires minimal paperwork.

Tip – Check Cibil score for credit card to avail all the benefits.

 

Eligibility
The following are the eligibility criteria to qualify for the Axis Bank Credit Card:
  • Cards are issued to both resident and non-resident Indians.
  • The age of the applicant should be between 18 years to 70 years.
  • The add-on cardholder should be over 15/18 years, depending on the card type.
  • The minimum annual income required depends on the card type.
  • Some of the cards like Axis Bank Reserve Card are issued on invitation only. If the customer is eligible for these cards, the banner will be displayed on their FreeCharge mobile app.
  • Some cards are issued against Fixed Deposits. The value of the Fixed Deposits should be between Rs. 20,000 to Rs. 25,00,000. The card will not be issued against tax saver Fixed Deposits, Flexi Deposits, and against Fixed Deposits in the name of HUFs/ Society/ Trusts/ Companies.
  • Credit Score should be above 750.

Apply for Axis Bank credit card

Documents
The following documents are required to apply for Axis Bank Credit Cards:
  • Colour photographs of the applicant
  • PAN card photocopy/ Form 60
  • Latest payslip/ Form 16 /ITR copy as income proof
  • Any one of the following address proof:
  • Ration card
  • Passport
  • Electricity bill
  • Telephone bill (landline)
  • Any one of the following identity proof:
  • PAN card
  • Driving license
  • Passport
  • Aadhaar Card

Tip – Check cibil score by pan card before applying for credit card.

Fee & Charges
Below are the fees involved in availing Axis Bank Credit Cards:
Name of the Card Joining Fee Annual Fee
IndianOil Axis Bank Credit Card Rs. 500 + GST Rs. 500 + GST
Axis Bank MY Zone Credit Card Rs. 500+ GST Rs. 500+ GST
Flipkart Axis Bank Credit Card Rs. 500 Rs. 500
Axis Bank Select Credit Card Rs. 3,000 + GST (Joining Fee waiver on Spends of Rs.60,000 in 90 Days) Rs. 3,000 + GST
Axis Bank Neo Card Rs. 250+ GST  Rs. 250+ GST
Axis Bank Vistara Credit Card Rs. 1,500+ GST (Joining Fee waiver on Spends of Rs.30,000 in 90 Days) Rs. 1,500 + GST
Axis Bank Magnus Credit Card Rs. 10,000+ GST
Axis Bank Vistara Signature Credit Card Rs. 3,000+ GS T(Joining Fee waiver on Spends of Rs.60,000 in 90 Days) Rs. 3,000 + GST
Axis Bank Vistara Infinite Credit Card Rs. 10,000+ GST Rs. 10,000+ GST
Axis Bank Privilege Credit Card Rs.1500 + GST (Joining Fee waiver on Spends of Rs.30,000 in 90 Days) & (NIL for Priority Customers) Rs.1500 + GST
Axis Bank Miles & More Select Credit Card Rs. 10,000 Rs. 4,500
Axis Bank Miles & More World Card Rs. 3,500 Rs. 3,500
Axis Bank Reserve Credit Card Nil Nil
Axis Bank Pride Platinum Credit Card Nil
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 250 second year onwards
  • Waived on an annual spend of Rs. 20,000 the previous year.
Axis Bank Pride Signature Credit Card Nil
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 500 second year onwards
  • Waived on an annual spend of Rs. 40,000 the previous year
Axis Bank My Zone Easy Credit Card Rs.500+GST Rs.500+GST
Axis Bank Signature Credit Card with Lifestyle Benefits
  • Rs. 5,000
  • Rs. 3,000 is the special invitation price
  • Rs. 3,000
  • Waived on an annual spend of Rs. 3 Lakhs in the previous year
Axis Bank Buzz Credit Card Rs. 750
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 750
Axis Bank My Wings Credit Card Rs. 1,200
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 500
Axis Bank Free Charge Credit Card Rs. 250 + applicable taxes Rs. 250 + applicable taxes
Axis Bank My Choice Credit Card Rs. 250
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 250
Axis Bank Platinum Credit Card
  • Rs. 500
  • Waived on spend of Rs. 5,000 within 45 days of card activation.
  • For cards set up before 07.02.2011: Nil
  • 2nd Year onwards: Rs. 200
  • Waived on spend of Rs. 1,00,000 in the previous year.
  • For cards setup before 07.02.2011: Nil
Axis Bank Titanium Smart Traveller Credit Card
  • Rs. 250
  • Waived on a spend of Rs. 2,500 within 45 days from the date of card activation.
  • For cards set up before 07.02.2011: Nil
  • 2nd Year onwards: Rs. 100
  • Waived on spend of Rs. 50,000 in the previous year.
  • For cards setup before 07.02.2011: Nil

Note: As per Ministry of Finance guidelines, GST as per existing Government norms is being levied on all fees, interests & other charges on all credit cards. No refund shall be provided for GST charged on Fuel Transaction Surcharge.

Additional Info: Check OneCard Credit Card & avail amazing offers.

Bill Payment Options for Axis Bank Credit Card

There are many ways to make your Axis Bank Credit Card bills payment. After downloading your Axis Bank Credit Card Statement, opt for any of the following payment mode:

  • Pay from Axis Bank Savings Account via
  • Pay instantly by clicking here
  • Axis Bank Internet Banking
  • Axis Bank Mobile Banking
  • Opting for Auto Debit facility
  • Any UPI app
  • NEFT/IMPS/VMT
  • Cash/Cheque Payment
  • Pay at ATMs
  • Pay from savings account of other bank

View and improve your credit score - for free.

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